/* HPS Ads — Global stylesheet */
:root{
  --navy:#0B1F3A;
  --navy-2:#122a4c;
  --navy-3:#1a3866;
  --gold:#C89B3C;
  --gold-2:#e0b95a;
  --ink:#0f172a;
  --muted:#5b6779;
  --line:#e6e8ee;
  --bg:#fbfaf7;
  --card:#ffffff;
  --radius:14px;
  --shadow:0 10px 30px -12px rgba(11,31,58,.18);
  --shadow-lg:0 30px 60px -20px rgba(11,31,58,.28);
  --maxw:1200px;
  --ease:cubic-bezier(.2,.7,.2,1);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"Inter",system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
h1,h2,h3,h4{font-family:"Playfair Display",Georgia,serif;color:var(--navy);line-height:1.2;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem)}
h2{font-size:clamp(1.7rem,3vw,2.4rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
a{color:var(--navy);text-decoration:none;transition:color .2s var(--ease)}
a:hover{color:var(--gold)}
img{max-width:100%;display:block;height:auto}
.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.18em;font-size:.75rem;font-weight:600;color:var(--gold);margin-bottom:.6em}
.section{padding:88px 0}
.section.tight{padding:64px 0}
.grid{display:grid;gap:28px}
.grid.cols-2{grid-template-columns:repeat(2,1fr)}
.grid.cols-3{grid-template-columns:repeat(3,1fr)}
.grid.cols-4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.grid.cols-2,.grid.cols-3,.grid.cols-4{grid-template-columns:1fr}}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(251,250,247,.85);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid transparent;transition:border-color .3s var(--ease),background .3s var(--ease)}
.site-header.scrolled{border-bottom-color:var(--line);background:rgba(251,250,247,.95)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:20px}
.brand{display:flex;align-items:center;gap:10px;font-family:"Playfair Display",serif;font-weight:700;color:var(--navy);font-size:1.25rem}
.brand img{width:38px;height:38px;object-fit:contain}
.brand span em{color:var(--gold);font-style:normal}
.nav-links{display:flex;gap:26px;align-items:center}
.nav-links a{font-size:.95rem;color:var(--ink);position:relative;padding:6px 0}
.nav-links a::after{content:"";position:absolute;left:0;bottom:0;width:100%;height:2px;background:var(--gold);transform:scaleX(0);transform-origin:right;transition:transform .35s var(--ease)}
.nav-links a:hover::after,.nav-links a.active::after{transform:scaleX(1);transform-origin:left}
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;border-radius:999px;font-weight:600;font-size:.95rem;transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s var(--ease);cursor:pointer;border:0}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-3);color:#fff;transform:translateY(-2px);box-shadow:var(--shadow)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-2);color:var(--navy);transform:translateY(-2px);box-shadow:var(--shadow)}
.btn-ghost{background:transparent;border:1px solid var(--line);color:var(--navy)}
.btn-ghost:hover{border-color:var(--navy);color:var(--navy)}
.menu-toggle{display:none;background:none;border:0;width:40px;height:40px;position:relative;cursor:pointer}
.menu-toggle span{position:absolute;left:8px;right:8px;height:2px;background:var(--navy);transition:transform .3s var(--ease),opacity .3s var(--ease),top .3s var(--ease)}
.menu-toggle span:nth-child(1){top:13px}
.menu-toggle span:nth-child(2){top:19px}
.menu-toggle span:nth-child(3){top:25px}
.menu-toggle.open span:nth-child(1){top:19px;transform:rotate(45deg)}
.menu-toggle.open span:nth-child(2){opacity:0}
.menu-toggle.open span:nth-child(3){top:19px;transform:rotate(-45deg)}
@media (max-width:860px){
  .nav-links{position:fixed;inset:64px 0 auto 0;background:#fff;flex-direction:column;padding:24px;gap:18px;border-bottom:1px solid var(--line);transform:translateY(-120%);transition:transform .35s var(--ease)}
  .nav-links.open{transform:translateY(0)}
  .menu-toggle{display:block}
  .nav-cta{display:none}
}

/* Hero */
.hero{position:relative;overflow:hidden;padding:70px 0 90px;background:linear-gradient(180deg,#fbfaf7 0%,#f3efe6 100%)}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center}
@media (max-width:960px){.hero-grid{grid-template-columns:1fr}}
.hero h1 span{color:var(--gold)}
.hero p.lead{font-size:1.15rem;color:var(--muted);max-width:56ch}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.hero-media{position:relative;border-radius:22px;overflow:hidden;box-shadow:var(--shadow-lg);transform:translateY(20px);opacity:0;animation:rise .9s var(--ease) .15s forwards}
.hero-media img{width:100%;aspect-ratio:16/10;object-fit:cover}
.hero-badge{position:absolute;bottom:16px;left:16px;right:16px;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-radius:14px;padding:14px 18px;display:flex;justify-content:space-around;font-size:.9rem;font-weight:600;color:var(--navy)}
.hero-badge b{color:var(--gold);font-size:1.15rem;display:block}
.hero-badge div{text-align:center}

/* Reveal on scroll */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal.delay-1{transition-delay:.08s}
.reveal.delay-2{transition-delay:.16s}
.reveal.delay-3{transition-delay:.24s}
@keyframes rise{to{transform:none;opacity:1}}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}

/* Trust bar */
.trust{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:28px 0}
.trust-row{display:flex;flex-wrap:wrap;gap:22px 40px;justify-content:space-between;align-items:center;color:var(--muted);font-size:.9rem;letter-spacing:.06em;text-transform:uppercase;font-weight:600}
.trust-row span{opacity:.85}

/* Sections */
.section-head{text-align:center;max-width:720px;margin:0 auto 48px}
.section-head p{color:var(--muted);font-size:1.05rem}

/* Cards */
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .3s var(--ease)}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.card .icon{width:48px;height:48px;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--navy-3));display:grid;place-items:center;color:var(--gold);margin-bottom:16px;font-size:1.4rem}
.card h3{color:var(--navy);margin-bottom:.4em}
.card p{color:var(--muted);margin:0}

.service-card{overflow:hidden;padding:0}
.service-card img{width:100%;aspect-ratio:3/2;object-fit:cover;transition:transform .8s var(--ease)}
.service-card:hover img{transform:scale(1.06)}
.service-card .body{padding:24px 26px 28px}
.service-card h3{font-family:"Playfair Display",serif}
.service-card ul{padding-left:18px;color:var(--muted);margin:.4em 0 0}
.service-card ul li{margin:.2em 0}

/* Split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
@media (max-width:900px){.split{grid-template-columns:1fr}}
.split img{border-radius:18px;box-shadow:var(--shadow)}

/* Stats */
.stats{background:var(--navy);color:#fff;border-radius:22px;padding:44px;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;position:relative;overflow:hidden}
.stats::before{content:"";position:absolute;inset:0;background:radial-gradient(600px 200px at 20% -10%,rgba(200,155,60,.25),transparent 60%);pointer-events:none}
.stat b{display:block;font-family:"Playfair Display",serif;font-size:2.6rem;color:var(--gold);line-height:1}
.stat span{opacity:.85;font-size:.95rem;margin-top:6px;display:block}
@media (max-width:800px){.stats{grid-template-columns:repeat(2,1fr)}}

/* Process */
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px}
.step::before{counter-increment:step;content:"0" counter(step);position:absolute;top:14px;right:18px;font-family:"Playfair Display",serif;font-size:2.2rem;color:var(--gold);opacity:.35;font-weight:700}
.step h4{color:var(--navy);margin-bottom:.4em;font-size:1.1rem}
.step p{color:var(--muted);margin:0;font-size:.95rem}

/* Testimonials */
.quote{background:#fff;border-radius:var(--radius);padding:32px;border:1px solid var(--line);box-shadow:var(--shadow);position:relative}
.quote::before{content:"\201C";position:absolute;top:-14px;left:20px;font-family:"Playfair Display",serif;color:var(--gold);font-size:5rem;line-height:1}
.quote p{color:var(--ink);font-size:1.02rem;font-style:italic}
.quote .who{display:flex;align-items:center;gap:12px;margin-top:14px}
.quote .who .dot{width:38px;height:38px;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--gold));display:grid;place-items:center;color:#fff;font-weight:700}
.quote .who b{display:block;font-size:.95rem}
.quote .who span{color:var(--muted);font-size:.85rem}

/* CTA banner */
.cta-band{position:relative;border-radius:22px;overflow:hidden;padding:64px 44px;color:#fff;text-align:center}
.cta-band::before{content:"";position:absolute;inset:0;background:linear-gradient(120deg,rgba(11,31,58,.85),rgba(11,31,58,.65)),url('../img/cta-bg.jpg') center/cover no-repeat;z-index:-1}
.cta-band h2{color:#fff}
.cta-band p{color:rgba(255,255,255,.85);max-width:640px;margin:0 auto 22px}

/* Page hero (inner) */
.page-hero{padding:100px 0 70px;background:linear-gradient(180deg,#fbfaf7,#f3efe6);border-bottom:1px solid var(--line)}
.page-hero .container{max-width:900px;text-align:center}
.page-hero p{color:var(--muted);font-size:1.1rem;max-width:64ch;margin:0 auto}
.breadcrumbs{font-size:.85rem;color:var(--muted);margin-bottom:.6em}
.breadcrumbs a{color:var(--muted)}
.breadcrumbs a:hover{color:var(--navy)}

/* Prose */
.prose{max-width:820px;margin:0 auto}
.prose h2{margin-top:1.4em}
.prose h3{margin-top:1.2em;color:var(--navy)}
.prose p,.prose li{color:#2b3547}
.prose ul{padding-left:20px}
.prose li{margin:.35em 0}
.prose .meta{color:var(--muted);font-size:.9rem;margin-bottom:2em}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:44px}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr}}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}
.form label{display:block;font-weight:600;font-size:.85rem;color:var(--navy);margin:14px 0 6px;letter-spacing:.04em;text-transform:uppercase}
.form input,.form textarea,.form select{width:100%;padding:12px 14px;border-radius:10px;border:1px solid var(--line);font:inherit;background:#fbfaf7;transition:border-color .2s var(--ease),background .2s var(--ease)}
.form input:focus,.form textarea:focus,.form select:focus{outline:none;border-color:var(--navy);background:#fff}
.form textarea{min-height:130px;resize:vertical}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:560px){.form .row{grid-template-columns:1fr}}
.info-list{list-style:none;padding:0;margin:0}
.info-list li{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid var(--line)}
.info-list li:last-child{border-bottom:0}
.info-list .ic{flex:0 0 42px;height:42px;border-radius:10px;background:linear-gradient(135deg,var(--navy),var(--navy-3));display:grid;place-items:center;color:var(--gold)}
.info-list b{display:block;color:var(--navy)}
.info-list span{color:var(--muted)}

/* Footer */
.site-footer{background:#0a1a30;color:#c9d3e2;padding:64px 0 24px;margin-top:80px}
.site-footer a{color:#c9d3e2}
.site-footer a:hover{color:var(--gold)}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.footer-grid{grid-template-columns:1fr}}
.site-footer h5{color:#fff;font-family:"Playfair Display",serif;font-size:1.05rem;margin:0 0 14px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{padding:5px 0;font-size:.92rem}
.footer-brand p{color:#8a97ac;max-width:36ch;font-size:.92rem}
.footer-brand .brand{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);margin-top:40px;padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.85rem;color:#7f8ba0}

/* Cookie banner */
.cookie-banner{position:fixed;left:16px;right:16px;bottom:16px;z-index:100;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow-lg);padding:20px 22px;display:none;grid-template-columns:1fr auto;gap:20px;align-items:center;transform:translateY(20px);opacity:0;transition:transform .4s var(--ease),opacity .4s var(--ease)}
.cookie-banner.show{display:grid;transform:none;opacity:1}
.cookie-banner p{margin:0;font-size:.92rem;color:var(--muted)}
.cookie-banner p b{color:var(--navy)}
.cookie-actions{display:flex;gap:10px;flex-wrap:wrap}
@media (max-width:640px){.cookie-banner{grid-template-columns:1fr}}

/* Utility */
.center{text-align:center}
.mt-2{margin-top:14px}.mt-3{margin-top:22px}.mt-4{margin-top:32px}
.tag{display:inline-block;background:rgba(200,155,60,.14);color:#8b6a1e;padding:5px 12px;border-radius:999px;font-size:.78rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px;transition:box-shadow .3s var(--ease)}
.faq details[open]{box-shadow:var(--shadow)}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);list-style:none;position:relative;padding-right:28px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:-2px;font-size:1.4rem;color:var(--gold);transition:transform .3s var(--ease)}
.faq details[open] summary::after{content:"–"}
.faq p{color:var(--muted);margin:.7em 0 0}